Mutual Fund Return Calculator

This calculator helps you estimate the returns on your mutual fund investments. You can calculate the future value for both a one-time (lump sum) investment and a recurring (SIP) investment. This allows you to plan for your financial goals by visualizing the potential growth of your money.

Understanding Mutual Fund Returns

• Returns are Not Guaranteed: Unlike FDs, mutual fund returns are linked to market performance and are not guaranteed. The "expected return rate" is an estimate.
• Expense Ratio: Mutual funds charge an annual fee called the expense ratio, which is deducted from your returns. The calculations here are gross and do not account for this.
• Types of Funds: Equity funds tend to have higher potential returns (and higher risk), while debt funds are more conservative. Hybrid funds offer a balance. Choose based on your risk appetite.
• Exit Load: Some funds charge a penalty (exit load) if you withdraw your money before a certain period. Be aware of this before investing.